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Managing Budgets and Spending

How budgets work

A budget is a monthly spending limit for one transaction category. As you log spending, Cisti adds it up and shows you where you are against the limit.

Setting one up

  1. Open Budgets.
  2. Click Add Budget.
  3. Pick a transaction type (Groceries, say) and set a monthly limit in euro.
  4. Save.

One budget per category is the usual approach, but there's no cap on how many you can create.

Reading a budget row

Each row shows what you've spent this month, the cap, a progress bar that turns colour as you approach the limit, and the percentage.

Colour What it means
Green Under 90% spent. On track.
Orange 90 to 100%. Approaching the cap.
Red Over 100%. Over budget.

Editing or deleting

The menu on any row lets you change the limit or delete the budget.

Tips

  • Start with the categories where you actually spend money. Rent, groceries, dining out. Don't bother with €10 a month for stationery.
  • Review limits after each payday. The first month's numbers are usually wrong.
  • The dashboard stat card goes red the moment any one category busts its limit, so the headline is always honest.