Early access: the free tier is live now. Pro & Premium are built — join the waitlist to be first in.
See Everything. Miss Nothing.
Built for Irish tax. Track spending, budgets, and bills free — and when you're ready, CGT, deemed disposal, and pension planning made for Irish investors. Live today.
Three simple steps. Add accounts and transactions yourself, or import a CSV or PDF statement from your bank.
1
Sign up
Create your free account in seconds. No credit card.
2
Add your accounts
Add up to 3 accounts and log transactions manually, or import a CSV or PDF statement — free, no bank login needed.
3
Get clarity
See your spending, set budgets, and track recurring bills in one dashboard.
Features
Built for clarity, designed to grow with you
Tap a tab. Green badges are free today; Pro and Premium badges are built and open soon.
See where every euro goes
Visual spending breakdown so you can spot what matters at a glance. Free tier includes one personal budget.
Rent / Mortgage€1,200
Groceries€420
Transport€310
Entertainment€250
Dining out€160
Never miss a renewal
Track subscriptions, utility contracts, and recurring bills in one place. Free tier covers up to 5, with renewal alerts before contracts auto-renew.
Upcoming this month
Electric Ireland
€89.503 days
Netflix
€15.999 days
Vodafone Broadband
€55.00Renews 12 Jun
Gym Membership
€42.0021 days
Your portfolio at a glance
Track ETFs, stocks, and funds across brokers with real-time allocation insights and dividend tracking. Built and ready in the Pro tier.
Built — opening with Pro
Global ETFs45%
Irish property REIT25%
Bonds18%
Cash12%
Irish tax, sorted
CGT, deemed disposal, and dividend tax — tracked automatically, with estimates prepared for your return. Built and ready in the Premium tier.
Built — opening with Premium
Tax summary 2025
Capital Gains Tax
€1,847.00Estimated
Deemed Disposal
€432.00Due Nov
Annual exemption
−€1,270.00Applied
Dividend tax
€312.00Estimated
Mock data shown. Tax figures are indicative estimates only — Cisti prepares your figures; you or your accountant file. Always verify with Revenue.ie or a qualified advisor.
Property and pensions, tracked together
Monitor rental yield, mortgage progress, pension growth, and contribution limits in one place. Built and ready in the Pro tier.
Built — opening with Pro
Rental Property
Monthly Rent
€1,650
Mortgage
€1,120
Net Yield
4.2%
Pension
Current Value
€87,400
Monthly Contrib.
€650
Tax Relief
€260/mo
Pricing
Simple pricing. Built for Ireland.
Start free — no card needed. Pro and Premium are built and open soon. Join the waitlist to be first in.
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Your data, your control
No bank credentials stored
Cisti Finance provides tools for personal finance tracking and educational estimates only. Nothing on this site constitutes financial, tax, or legal advice. Tax calculations are approximate and based on publicly available rates. Always verify with Revenue.ie and consult a qualified advisor for your specific circumstances.